Templates
Template Gallery
Pre-built allocation templates for common business structures. Start from one and customize it for your company.
Full Flow Templates
Full Flow0% Operating
S-Corp Small Business — Full Flow
3 allocation buckets · 100% margin
Overhead
20%Growth Reserve
10%Net Profit
remainderBusiness Allocation→Payroll & Distributions→Personal Allocation
Full Flow75% Operating
S-Corp Construction Lean — Full Flow
1 allocation buckets · 25% margin
Net Profit
remainderBusiness Allocation→Payroll & Distributions→Personal Allocation
Full Flow75% Operating
S-Corp Construction — Full Flow
7 allocation buckets · 25% margin
1099 Project Support
8%Overhead
3%Insurance Reserve
1%Warranty Reserve
1%Growth Reserve
2%Sales Commission
3%Net Profit
remainderBusiness Allocation→Payroll & Distributions→Personal Allocation
Simple Templates
0% Operating
Personal W-2 — Simple
7 allocation buckets · 100% margin
Housing (Rent/Mortgage)
$1,500Bills & Utilities
$400Groceries & Essentials
$500Emergency Fund
10%Savings & Investments
15%Fun Money
$200Remaining Balance
remainder0% Operating
Personal W-2 — Savings-Focused
6 allocation buckets · 100% margin
Housing
$1,800Essential Bills
$600Emergency Fund
10%Retirement (401k/IRA)
15%Investment Account
10%Spending Money
remainder0% Operating
Dual Income Household
7 allocation buckets · 100% margin
Mortgage / Rent
$2,500Household Bills
$800Groceries & Kids
$1,000Joint Savings
15%Retirement Accounts
10%Auto / Transport
$600Discretionary
remainder30% Operating
Freelancer / 1099 Contractor
5 allocation buckets · 70% margin
Tax Reserve
30%Emergency Fund
10%Business Savings
10%Benefits & Insurance
$500Net Profit
remainder75% Operating
S-Corp — General
3 allocation buckets · 25% margin
Overhead
5%Reserves
5%Owner Pay Pool
remainder75% Operating
Construction GC — Lean
8 allocation buckets · 25% margin
Overhead
2%1099 Project Support A
4%1099 Project Support B
2.5%Insurance Reserve
1%Warranty Reserve
1%Growth Reserve
2%Sales Commission
3%Net Profit
remainder75% Operating
Construction GC — Standard
7 allocation buckets · 25% margin
1099 Project Support
8%Overhead
3%Insurance Reserve
1%Warranty Reserve
1%Growth Reserve
2%Sales Commission
3%Net Profit
remainderReady to build your own?
Start from any template and customize the buckets, percentages, and stages to match your business.